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LOB Live Oak Bancshares

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  • 27.280
  • +0.600+2.25%
Close May 2 16:00 ET
  • 27.280
  • 0.0000.00%
Post 17:34 ET
1.24BMarket Cap20.98P/E (TTM)

Live Oak Bancshares Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities
-13.48%536.47M
0.26%170.69M
23.32%191.01M
-38.54%83.88M
-42.64%90.89M
398.11%620.07M
550.86%170.25M
649.80%154.89M
273.27%136.48M
1.29%158.46M
Net income from continuing operations
4.76%77.42M
-39.10%9.84M
-67.27%13.03M
53.69%26.96M
6,831.16%27.59M
-58.06%73.9M
801.95%16.16M
-7.17%39.79M
-81.92%17.54M
-98.85%398K
Operating gains losses
-164.74%-67.33M
-555.81%-14.56M
-99.62%-20.59M
-87.37%-19.86M
-435.87%-12.33M
85.52%-25.43M
-251.74%-2.22M
71.33%-10.32M
91.30%-10.6M
88.10%-2.3M
Depreciation and amortization
9.45%23.28M
24.78%6.65M
14.80%6.31M
1.69%5.34M
-4.08%4.98M
2.37%21.27M
3.43%5.33M
8.30%5.49M
2.06%5.25M
-3.92%5.19M
Deferred tax
48.47%-11.42M
72.98%-2.43M
-153.15%-8.71M
258.06%6.61M
-24.31%-6.89M
-181.69%-22.16M
-191.15%-9M
-1,801.10%-3.44M
-139.22%-4.18M
-181.79%-5.54M
Other non cashItems
-16.86%386.01M
-8.57%130.34M
43.86%147.59M
-43.69%54.09M
-56.13%53.99M
1,303.90%464.27M
626.49%142.56M
489.11%102.59M
213.94%96.05M
-0.85%123.06M
Change in working capital
-85.50%5.73M
-82.72%499K
18.71%12.67M
-158.68%-7.79M
-97.27%346K
277.29%39.53M
107.86%2.89M
-31.65%10.68M
315.14%13.27M
390.59%12.69M
-Change in other current assets
-134.55%-12.28M
-265.71%-7.37M
-49.71%8.62M
-200.01%-13.84M
-95.43%301K
323.78%35.56M
92.87%-2.02M
-26.72%17.14M
274.65%13.84M
313.02%6.59M
-Change in other current liabilities
353.75%18.01M
60.47%7.87M
162.67%4.05M
1,172.52%6.05M
-99.26%45K
161.97%3.97M
157.83%4.9M
16.84%-6.47M
-105.08%-564K
583.89%6.1M
Cash from discontinued operating activities
Operating cash flow
-13.48%536.47M
0.26%170.69M
23.32%191.01M
-38.54%83.88M
-42.64%90.89M
398.11%620.07M
550.86%170.25M
649.80%154.89M
273.27%136.48M
1.29%158.46M
Investing cash flow
Cash flow from continuing investing activities
-17.14%-2.08B
-50.90%-586.22M
-51.02%-828.6M
-57.43%-385.58M
52.99%-278.7M
-23.06%-1.77B
27.94%-388.5M
-22.91%-548.65M
-20.29%-244.92M
-134.14%-592.85M
Proceeds payment in interest bearing deposits in bank
--0
--0
----
----
----
400.00%3.75M
1,300.00%3.5M
----
----
----
Net investment purchase and sale
-4.80%-130.41M
-1,266.44%-46.83M
-573.95%-47.37M
-583.15%-29.36M
94.58%-6.86M
5.95%-124.44M
68.22%-3.43M
107.04%9.99M
-139.05%-4.3M
-1,439.40%-126.71M
Net proceeds payment for loan
-20.06%-1.95B
-40.89%-543.18M
-44.49%-795.78M
-54.77%-362.25M
44.89%-251.14M
-28.15%-1.63B
26.12%-385.55M
-85.37%-550.73M
-13.39%-234.06M
-87.19%-455.74M
Net PPE purchase and sale
83.43%-4.67M
-30.89%-3.95M
278.24%14.55M
182.81%5.44M
-98.92%-20.7M
35.66%-28.15M
62.81%-3.02M
-10.28%-8.16M
19.90%-6.56M
48.07%-10.41M
Net other investing changes
--8.32M
--7.74M
--0
----
----
----
----
----
----
----
Cash from discontinued investing activities
Investing cash flow
-17.14%-2.08B
-50.90%-586.22M
-51.02%-828.6M
-57.43%-385.58M
52.99%-278.7M
-23.06%-1.77B
27.94%-388.5M
-22.91%-548.65M
-20.29%-244.92M
-134.14%-592.85M
Financing cash flow
Cash flow from continuing financing activities
18.79%1.57B
34.49%357.75M
471.99%688.72M
-29.47%319.76M
-57.86%202.66M
-13.72%1.32B
-49.45%266.02M
-38.85%120.41M
11.45%453.39M
20.00%480.95M
Increase decrease in deposit
6.86%1.49B
32.64%359.95M
456.90%693.52M
-29.19%323.67M
-79.83%108.34M
-21.59%1.39B
-43.47%271.38M
-50.02%124.53M
-11.85%457.12M
2.28%537.07M
Net issuance payments of debt
249.49%89.47M
-2.33%-2.55M
3.89%-2.37M
-1.92%-2.5M
284.77%96.89M
74.54%-59.85M
-105.24%-2.49M
95.12%-2.47M
97.79%-2.45M
56.80%-52.44M
Cash dividends paid
-1.48%-5.41M
-1.50%-1.36M
-1.58%-1.35M
-1.50%-1.35M
-1.36%-1.35M
-1.14%-5.33M
-1.21%-1.34M
-1.06%-1.33M
-1.14%-1.33M
-1.14%-1.33M
Proceeds from stock option exercised by employees
46.65%3.76M
51.24%366K
25.22%1.29M
-6.73%277K
83.47%1.83M
-19.50%2.56M
-48.40%242K
-0.19%1.03M
-31.57%297K
-20.35%998K
Net other financing activities
34.53%-4.4M
175.89%1.35M
-74.78%-2.36M
-35.34%-337K
8.83%-3.06M
-35.26%-6.73M
-242.00%-1.78M
1.03%-1.35M
-26.40%-249K
-15.86%-3.35M
Cash from discontinued financing activities
Financing cash flow
18.79%1.57B
34.49%357.75M
471.99%688.72M
-29.47%319.76M
-57.86%202.66M
-13.72%1.32B
-49.45%266.02M
-38.85%120.41M
11.45%453.39M
20.00%480.95M
Net cash flow
Beginning cash position
39.82%582.54M
24.65%666.59M
-23.84%615.45M
28.97%597.39M
39.82%582.54M
104.48%416.64M
32.58%534.77M
27.83%808.13M
-8.78%463.19M
104.48%416.64M
Current changes in cash
-84.17%26.26M
-220.98%-57.79M
118.71%51.14M
-94.77%18.06M
-68.09%14.85M
-22.07%165.9M
260.06%47.77M
-19.47%-273.36M
177.25%344.95M
-84.69%46.55M
End cash position
4.51%608.8M
4.51%608.8M
24.65%666.59M
-23.84%615.45M
28.97%597.39M
39.82%582.54M
39.82%582.54M
32.58%534.77M
27.83%808.13M
-8.78%463.19M
Free cash flow
-15.02%487.16M
12.13%166.67M
25.91%184.61M
-48.68%66.67M
-53.25%69.22M
610.03%573.23M
724.07%148.64M
1,006.01%146.62M
249.40%129.92M
8.54%148.05M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion with Explanatory Notes
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities -13.48%536.47M0.26%170.69M23.32%191.01M-38.54%83.88M-42.64%90.89M398.11%620.07M550.86%170.25M649.80%154.89M273.27%136.48M1.29%158.46M
Net income from continuing operations 4.76%77.42M-39.10%9.84M-67.27%13.03M53.69%26.96M6,831.16%27.59M-58.06%73.9M801.95%16.16M-7.17%39.79M-81.92%17.54M-98.85%398K
Operating gains losses -164.74%-67.33M-555.81%-14.56M-99.62%-20.59M-87.37%-19.86M-435.87%-12.33M85.52%-25.43M-251.74%-2.22M71.33%-10.32M91.30%-10.6M88.10%-2.3M
Depreciation and amortization 9.45%23.28M24.78%6.65M14.80%6.31M1.69%5.34M-4.08%4.98M2.37%21.27M3.43%5.33M8.30%5.49M2.06%5.25M-3.92%5.19M
Deferred tax 48.47%-11.42M72.98%-2.43M-153.15%-8.71M258.06%6.61M-24.31%-6.89M-181.69%-22.16M-191.15%-9M-1,801.10%-3.44M-139.22%-4.18M-181.79%-5.54M
Other non cashItems -16.86%386.01M-8.57%130.34M43.86%147.59M-43.69%54.09M-56.13%53.99M1,303.90%464.27M626.49%142.56M489.11%102.59M213.94%96.05M-0.85%123.06M
Change in working capital -85.50%5.73M-82.72%499K18.71%12.67M-158.68%-7.79M-97.27%346K277.29%39.53M107.86%2.89M-31.65%10.68M315.14%13.27M390.59%12.69M
-Change in other current assets -134.55%-12.28M-265.71%-7.37M-49.71%8.62M-200.01%-13.84M-95.43%301K323.78%35.56M92.87%-2.02M-26.72%17.14M274.65%13.84M313.02%6.59M
-Change in other current liabilities 353.75%18.01M60.47%7.87M162.67%4.05M1,172.52%6.05M-99.26%45K161.97%3.97M157.83%4.9M16.84%-6.47M-105.08%-564K583.89%6.1M
Cash from discontinued operating activities
Operating cash flow -13.48%536.47M0.26%170.69M23.32%191.01M-38.54%83.88M-42.64%90.89M398.11%620.07M550.86%170.25M649.80%154.89M273.27%136.48M1.29%158.46M
Investing cash flow
Cash flow from continuing investing activities -17.14%-2.08B-50.90%-586.22M-51.02%-828.6M-57.43%-385.58M52.99%-278.7M-23.06%-1.77B27.94%-388.5M-22.91%-548.65M-20.29%-244.92M-134.14%-592.85M
Proceeds payment in interest bearing deposits in bank --0--0------------400.00%3.75M1,300.00%3.5M------------
Net investment purchase and sale -4.80%-130.41M-1,266.44%-46.83M-573.95%-47.37M-583.15%-29.36M94.58%-6.86M5.95%-124.44M68.22%-3.43M107.04%9.99M-139.05%-4.3M-1,439.40%-126.71M
Net proceeds payment for loan -20.06%-1.95B-40.89%-543.18M-44.49%-795.78M-54.77%-362.25M44.89%-251.14M-28.15%-1.63B26.12%-385.55M-85.37%-550.73M-13.39%-234.06M-87.19%-455.74M
Net PPE purchase and sale 83.43%-4.67M-30.89%-3.95M278.24%14.55M182.81%5.44M-98.92%-20.7M35.66%-28.15M62.81%-3.02M-10.28%-8.16M19.90%-6.56M48.07%-10.41M
Net other investing changes --8.32M--7.74M--0----------------------------
Cash from discontinued investing activities
Investing cash flow -17.14%-2.08B-50.90%-586.22M-51.02%-828.6M-57.43%-385.58M52.99%-278.7M-23.06%-1.77B27.94%-388.5M-22.91%-548.65M-20.29%-244.92M-134.14%-592.85M
Financing cash flow
Cash flow from continuing financing activities 18.79%1.57B34.49%357.75M471.99%688.72M-29.47%319.76M-57.86%202.66M-13.72%1.32B-49.45%266.02M-38.85%120.41M11.45%453.39M20.00%480.95M
Increase decrease in deposit 6.86%1.49B32.64%359.95M456.90%693.52M-29.19%323.67M-79.83%108.34M-21.59%1.39B-43.47%271.38M-50.02%124.53M-11.85%457.12M2.28%537.07M
Net issuance payments of debt 249.49%89.47M-2.33%-2.55M3.89%-2.37M-1.92%-2.5M284.77%96.89M74.54%-59.85M-105.24%-2.49M95.12%-2.47M97.79%-2.45M56.80%-52.44M
Cash dividends paid -1.48%-5.41M-1.50%-1.36M-1.58%-1.35M-1.50%-1.35M-1.36%-1.35M-1.14%-5.33M-1.21%-1.34M-1.06%-1.33M-1.14%-1.33M-1.14%-1.33M
Proceeds from stock option exercised by employees 46.65%3.76M51.24%366K25.22%1.29M-6.73%277K83.47%1.83M-19.50%2.56M-48.40%242K-0.19%1.03M-31.57%297K-20.35%998K
Net other financing activities 34.53%-4.4M175.89%1.35M-74.78%-2.36M-35.34%-337K8.83%-3.06M-35.26%-6.73M-242.00%-1.78M1.03%-1.35M-26.40%-249K-15.86%-3.35M
Cash from discontinued financing activities
Financing cash flow 18.79%1.57B34.49%357.75M471.99%688.72M-29.47%319.76M-57.86%202.66M-13.72%1.32B-49.45%266.02M-38.85%120.41M11.45%453.39M20.00%480.95M
Net cash flow
Beginning cash position 39.82%582.54M24.65%666.59M-23.84%615.45M28.97%597.39M39.82%582.54M104.48%416.64M32.58%534.77M27.83%808.13M-8.78%463.19M104.48%416.64M
Current changes in cash -84.17%26.26M-220.98%-57.79M118.71%51.14M-94.77%18.06M-68.09%14.85M-22.07%165.9M260.06%47.77M-19.47%-273.36M177.25%344.95M-84.69%46.55M
End cash position 4.51%608.8M4.51%608.8M24.65%666.59M-23.84%615.45M28.97%597.39M39.82%582.54M39.82%582.54M32.58%534.77M27.83%808.13M-8.78%463.19M
Free cash flow -15.02%487.16M12.13%166.67M25.91%184.61M-48.68%66.67M-53.25%69.22M610.03%573.23M724.07%148.64M1,006.01%146.62M249.40%129.92M8.54%148.05M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion with Explanatory Notes--------Unqualified Opinion--------

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