The company is a Sino-foreign joint venture regional listed bank and is one of the 20 systemically important banks in the country. The company adheres to the risk concept that “operating a bank is operating risk”, continuously improves a comprehensive, full-staff, and full-process risk management system, and continues to enhance its risk management capabilities. The company's main business includes public and private deposits, loans, payment and settlement, capital services, asset management and other financial services approved by the China Financial Supervisory Authority. Corporate honors include: winning the “Market Influence Agency of the Year” award and the “Market Innovation Business Organization” award in four categories, including the “Core Trader” of the China Foreign Exchange Trading Center in the 2023 Interbank Local Currency Market; winning the 2023 “Excellent Financial Bond Issuer” and “Excellent Bond Underwriter” and “Innovative Cooperation Award” from the China Development Bank; winning the China Development Bank's 2023 “Outstanding Underwriter” and “Best City Commercial Bank” awards from the China Export-Import Bank for Financial Bonds Underwriting and Making Market Group Project; Received the Agricultural Development Bank of China's 2023 “Excellent Underwriting Institution”, “Best Service to the Three Agricultural Cities Commercial Bank”, “Cohesion Award”, and “2024 Excellent Wealth Management Bank”. As of December 31, 2024, the company has 16 branches, 19 first-level branches and 1 capital operation center; the company's head office sales department and branch offices are located in Ningbo city, suburb and county (city) of Zhejiang Province, and branches are located in Shanghai, Hangzhou, Nanjing, Shenzhen, Suzhou, Wenzhou, Beijing, Wuxi, Jinhua, Shaoxing, Taizhou, Jiaxing, Lishui, Huzhou, Quzhou and Zhoushan.